Firefly

The Credit Card for Students

5% back on tuition, rent & food via tax savings

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Cashback on all your everyday purchases

Benefit 1: Save Thousands on College

Credit card mockup displaying $430,000 balance and masked card details

Step 1

Pay with Firefly

Use your card as normal. We handle the rest!

Spending chart card showing a line graph with a highlighted data point from June 2028

Step 2

We Unlock 5% Back

We manage an education account with your state (see more below) to complete your payment and unlock 5% back for you.

Step 3

You Get Your Savings

Students pay less state income tax. Savings go directly to you - no extra effort!

Daily limit card showing $2,500 spent, representing 12.5% of the total limit

Step 3

You Get Your Savings

You pay less state income tax. Savings go directly to you - no extra effort!

Benefit 1: Save Thousands on College

Credit card mockup displaying $430,000 balance and masked card details

Step 1

Pay with Firefly

Use your card as normal. We handle the rest!

Spending chart card showing a line graph with a highlighted data point from June 2028

Step 2

We Unlock 5% Back

We manage an education account with your state (see more below) to complete your payment and unlock 5% back for you.

Step 3

You Get Your Savings

Students pay less state income tax. Savings go directly to you - no extra effort!

Daily limit card showing $2,500 spent, representing 12.5% of the total limit

Step 3

You Get Your Savings

You pay less state income tax. Savings go directly to you - no extra effort!

Benefit 1: Save Thousands on College

Step 1

Pay with Firefly

Use your card as normal. We handle the rest!

Step 2

We Unlock 5% Back

We manage an education account with your state (see more below) to complete your payment and unlock 5% back for you.

Step 3

You Get Your Savings

Students pay less state income tax. Savings go directly to you - no extra effort!

Daily limit card showing $2,500 spent, representing 12.5% of the total limit

Step 3

You Get Your Savings

You pay less state income tax. Savings go directly to you - no extra effort!

Benefit 2: Cashback on Everyday Purchases

Benefit 2: Cashback on Everyday Purchases

Benefit 2: Cashback on Everyday Purchases


3%
on Subscriptions

2% on Dining & Restaurants

2% on Gas

1% on Everything Else


3% on Subscriptions

2% on Dining & Restaurants

2% on Gas

1% on Everything Else


3% on Subscriptions

2% on Dining & Restaurants

2% on Gas

1% on Everything Else

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+

+

No Annual Fees

No Annual Fees

No Annual Fees

Clario dashboard showing balance, daily spending limit, savings plans, and real-time expense tracking in a modern interface.
Clario dashboard showing balance, daily spending limit, savings plans, and real-time expense tracking in a modern interface.
Clario dashboard showing balance, daily spending limit, savings plans, and real-time expense tracking in a modern interface.

How do I get 5% back on college?

How do I get 5% back on college?


Your state offers accounts called 529 plans.

Using them for tuition, rent, food lowers your income tax.

We handle the account behind the scenes. You just pay with our card as normal.

You automatically get 5% ($250) back for Every $5,000 spent!


Your state offers accounts called 529 plans.

Using them for tuition, rent, food lowers your income tax.

We handle the account behind the scenes. You just pay with our card as normal.

You automatically get 5% ($250) back for Every $5,000 spent!

Loved by Students

Loved by Students

Loved by Students

"Firefly has really helped me keep up with my expenses. The cashback is great, and the tax savings make a big difference. It’s been really straightforward to use."

Laura V.

College Student

"Firefly has really helped me keep up with my expenses. The cashback is great, and the tax savings make a big difference. It’s been really straightforward to use."

Laura V.

College Student

"Firefly has really helped me keep up with my expenses. The cashback is great, and the tax savings make a big difference. It’s been really straightforward to use."

Laura V.

College Student

Ready for Firefly?

Start your journey below!!

Happy woman in a green sweater holding a phone and looking up

Ready for Firefly?

Start your journey below!!

Happy woman in a green sweater holding a phone and looking up

Ready for Firefly?

Start your journey below!!

Happy woman in a green sweater holding a phone and looking up

About Us

We come from low-income backgrounds, attended Stanford, and worked at leading financial firms. We created Firefly to help students ease financial burdens and get the support we once needed.

Join us to secure a better tomorrow!

About Us

We come from low-income backgrounds, attended Stanford, and worked at leading financial firms. We created Firefly to help students ease financial burdens and get the support we once needed.

Join us to secure a better tomorrow!

About Us

We come from low-income backgrounds, attended Stanford, and worked at leading financial firms. We created Firefly to help students ease financial burdens and get the support we once needed.

Join us to secure a better tomorrow!